The National Payments Corporation of India (NPCI), in partnership with JCB International, has launched a limited-time 25% cashback offer for RuPay-JCB debit and credit cardholders on point-of-sale (POS) purchases in Indonesia, Malaysia, Singapore, Japan, and the Philippines. The offer runs until 31 December 2025.
Eligibility requires at least two POS transactions in any of the listed countries during the offer period. There’s no minimum spending amount per transaction. The maximum cashback per transaction is ₹1,500, and the total cashback cap per card through the offer is ₹15,000.
NPCI says this step is intended to boost the global usability of RuPay cards, helping Indian travelers benefit from seamless payment experiences abroad, especially during the festive and year-end travel season.
This initiative underscores the push to internationalise Indian digital payments infrastructure and reduce dependence on foreign card networks when Indians travel. Strengthening the reach of RuPay globally can lower transaction costs, increase convenience, and enhance the competitiveness of Indian payment railways abroad.
Relevant Question:
How can NPCI leverage its partnerships with foreign networks like JCB to make RuPay cards universally accepted across key travel and trade corridors?
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NPCI Press Release PDF
